That have specialist mortgage brokers at each and every branch work environment, regional mortgage maintenance, while the power to use on the web or perhaps in-individual, Westfield Bank also offers an easier way purchasing, make, or re-finance.
Thinking about to order property? Take advantage of the Secure & Shop program! Once you have started prequalified, you are getting an affirmation letter one to promises the interest to own a month so you’re able to store with confidence. Begin now! Click the link to apply on the internet, otherwise name any kind of our helpful Home mortgage Officers found below.
Unique apps to possess veterans, earliest responders and you can very first-big date homebuyers. Make sure you ask us how we can help you get a great rates and you can spend less on closing costs!
From the Westfield Lender, we shall end up being along with you each step of one’s treatment for make certain an instant, effortless, and you can be concerned-free sense. Greet household!
Financial Factors
- Fixed-Rate
- Adjustable Rates
- First-Big date Homeowners
- Design & House Loans
- Funding Loans
- Basic Responders & Pros
Fixed-Speed Mortgages
With repaired costs and you will terms, Fixed-Price Mortgage loans offer the assurance of a fixed month-to-month commission to your longevity of the borrowed funds. Fixed-Rate Mortgages can be used for top otherwise secondary houses.
Changeable Rate Mortgage loans
Built to give customers with lower monthly installments, Variable Price Mortgage loans possess interest levels that are repaired for an 1st title immediately after which adjusted occasionally after that. Available for number one otherwise second residences, we offer a variety of adjustable price words.
First-Big date Homebuyers Applications
Shopping for very first home? Westfield Lender will give you the flexibility to apply for a house loan online, physically, otherwise both. That is an effective. Now, we are in addition to giving first-big date homeowners $five-hundred off settlement costs. That is ideal!
Featuring low-down money and you will unique money terminology, the Very first-Time Homebuyer Programs are designed to build purchasing your first domestic convenient plus reasonable. To have a finite day, we have been and then make that earliest domestic get easier from the extending good $500 lender credit towards settlement costs on one accepted mortgage once you pertain with Westfield Lender.
*Debtor get an excellent $five-hundred financial borrowing toward settlement costs during the closing. At the mercy of underwriting and you may financing approval. Assets must be based in Massachusetts or Connecticut. Refinances out-of current Westfield Bank loans are not eligible. May be alongside most other has the benefit of. Bring are rescinded anytime.
Build Funds
Strengthening property is a complicated techniques. We help every step of your cure for create the framework financial support sense since stress-100 % free that you can-of begin to doing fingernails.
- One qualification and one closure
- Interest-simply payments during several-month build months
- Fixed-speed or variable speed financial possibilities
Property Financing
Discovered the ideal place to create your brand new home? With a land Mortgage out-of Westfield Bank, you might fund the purchase regarding belongings to construct for the. Restrict financing-to-well worth (LTV) is 80% that have interest-simply repayments for three years.
Resource Fund
Thinking of buying residential property as a good investment? Our Financing Financing are an easy way to payday loans lender Tennessee finance non-proprietor filled characteristics.
Active army, pros, and you may basic responders, you make our very own teams top. Therefore, we have been providing $five hundred off closing costs and then make their home loan experience finest.
Westfield Bank appreciates the service and you can lose of our region’s uniformed provider gurus, out-of effective and you can retired military servicepeople to help you police officers, firefighters, and you will EMTs. For this reason the audience is stretching a good $five-hundred lender borrowing into the mortgage closing costs.
*Debtor are certain to get a $five hundred lender borrowing from the bank toward closing costs during the closure. Susceptible to underwriting and you will financing recognition. Property need to be located in Massachusetts otherwise Connecticut. Refinances away from latest Westfield Bank loans commonly qualified. Bring is rescinded any time.
